Finances

When your life is over, what will you leave behind?

A will, of course. We all recognize the importance of a legal document that distributes our assets—stocks, bonds, property, and other material goods—to our beneficiaries. But you have other assets, priceless ones that are never listed in a will. They are your values, your wisdom, your experiences. You can bequeath these as well, by writing an ethical will.

Virginia Burgess could be the leading edge of a wave of baby boomers choosing to work right through retirement. “Our generation of baby boomers are very active,” she said. "Very active."

In fact, study after boomer study paints a similar picture: 69 percent of baby boomers say they will work into retirement, and only 48 percent see retirement as a time to indulge themselves, according to the AARP.